All that today’s consumers are looking for is to make their life easier and save time in every way possible. Taking this need into consideration, many companies have already found a way to simplify their processes.
One such strategy is to offer better payment options that enable a safer and less bureaucratic transaction. In the world of e-commerce, it is common to see credit card or paypal payment options, but not everyone thinks that this kind of novelty can also apply to the financial market. This is the case of the payroll loan, which does not require the contractor to pay monthly installments – they are paid automatically, as in an automatic debit.
Quick Credit Release
Again, because it has little bureaucracy, the release of money is very fast. This makes payroll loans an excellent option to recover from unforeseen events and to respond quickly to any emergency situation.
Once you pass the required reviews and are approved, the total amount of the payroll will fall against the current indicated by you when hiring.
How it works
The payroll payment, in fact, is the discount on the amount of the installment to be paid from the rent to be received – that is, you do not currently have to make a payment, as you already receive the reduced amount.
This is because this type of loan depends on whether the contractor has a fixed and stable source of income, is employed in a company (public or private, provided it has an agreement with any financial institution that offers this product) or receives the benefit of LMNO being retired or pensioner.
By having this more comfortable option available, the contractor can be more relaxed, ensuring that every month the installment amount will be paid correctly, without fail.
This especially helps those who have schedule problems or “head in the cloud”, which can end up forgetting and missing one of the installments, generating a fine and incurring interest due to the delay. In addition, the payroll deduction directly to your checking account also makes the transaction safer because it prevents the contractor from contacting the money and decreases the number of transactions, ie minimizes the options that potential malicious subjects would have to intercept your money.
And lastly, we could not fail to mention the fact that this automatic rebate also makes the whole process more agile, eliminating the workdays of clearing a ticket, for example, or those impediments due to time – such as trying to do so. at TED after 5pm.
Payroll is the best option
If you are interested in a loan option that offers more convenience in repayment, then be aware that payroll may be the best option! With the best rates in the market and terms ranging from 6 to 72 months, this modality still has the advantage of having the discount directly on payroll or LMNO benefit.
How about, so, enjoy now and pay a visit to the website of Paraná Bank? There we have our simulator, where you can check with numbers why payroll is the best option.